Terms and Conditions

Service Agreement

These terms establish the legal framework for our financial planning relationship, including investment strategy consultations, portfolio analysis services, and ongoing wealth management support. Your use of our budgeting tools and retirement planning resources indicates acceptance of these conditions.

Acceptable Use Policy

You agree to use our financial planning services and investment strategy resources responsibly and in accordance with applicable South African laws. The following guidelines govern your interaction with our wealth management platform and consultation services.

• • Use services only for legitimate financial planning and investment strategy purposes
• • Provide accurate information for portfolio analysis and wealth management consultations
• • Respect confidentiality of other clients' financial planning information
• • Comply with all applicable regulations regarding investment activities and budgeting practices

Prohibited Activities

The following activities are strictly prohibited when using our financial planning services, investment strategy resources, or wealth management consultation platform.

• • Misrepresenting financial information during portfolio analysis or budgeting consultations
• • Attempting to access other clients' investment strategy or wealth management data
• • Using our services for illegal financial activities or unauthorized investment schemes
• • Sharing login credentials for financial planning portals or retirement planning tools
• • Disrupting our website functionality or investment strategy consultation processes

Intellectual Property Rights

All financial planning methodologies, investment strategy frameworks, portfolio analysis tools, and wealth management resources provided by Vionaxithryagency are protected by intellectual property rights. Our budgeting templates and retirement planning guides remain our exclusive property.

User-Generated Content

Any information you provide during financial planning consultations, investment strategy discussions, or portfolio analysis sessions becomes part of our service delivery process. You retain ownership of your personal financial data while granting us permission to use this information for wealth management service provision.

Your financial planning information will be used exclusively for service delivery and will not be shared without your consent except as required by law.

Privacy and Data Protection

Your privacy is fundamental to our financial planning relationship. We collect and process personal information only as necessary to provide investment strategy services, conduct portfolio analysis, and deliver effective wealth management solutions.

Please review our Privacy Policy for detailed information about how we handle your financial planning data and investment strategy information.

Service Availability and Performance

We strive to maintain consistent availability of our financial planning services and investment strategy resources. However, we cannot guarantee uninterrupted access to our wealth management platform or immediate availability for portfolio analysis consultations.

Limitation of Liability

Vionaxithryagency's liability for financial planning services is limited to the fees paid for specific investment strategy consultations or portfolio analysis services. We are not liable for investment losses, market volatility impacts, or consequences of your financial decisions.

Our maximum liability shall not exceed the amount paid for the specific financial planning service in question.

Payment Terms and Conditions

Payment for financial planning services is due as specified in your service agreement. Investment strategy consultations and portfolio analysis services must be paid according to the terms outlined in your wealth management consultation agreement.

Service Termination

Either party may terminate the financial planning relationship subject to the following conditions and requirements.

• • You may discontinue services with written notice, subject to completion of ongoing investment strategy consultations
• • We may terminate services for violation of these terms or failure to meet payment obligations
• • Termination does not affect completed financial planning services or portfolio analysis deliverables already provided

Modification of Terms

These terms may be updated periodically to reflect changes in our financial planning services, investment strategy offerings, or legal requirements. Continued use of our wealth management services constitutes acceptance of modified terms.

Governing Law

These Terms and Conditions are governed by South African law. Any disputes arising from our financial planning relationship will be resolved according to applicable South African regulations and legal procedures.

Severability

If any provision of these terms is deemed invalid or unenforceable, the remaining provisions will continue to govern our financial planning relationship and investment strategy service delivery.